Dominic Hennessy, Author at JUFS - Mortgage Broker London

Are you supporting a loved one? You might need a Lasting Power of Attorney to act

Dominic Hennessy — Tue, 12 May 2026 14:38:10 +0000

Millions of well-intentioned people in the UK are helping their loved ones manage their online financial accounts, but could risk having these accounts frozen because they don’t have a Lasting Power of Attorney (LPA) in place. Lloyds’s 2024 Consumer Digital Index (3 November 2025) suggests...

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Powerful reasons to plan how to use your 2026/27 allowances and exemptions now

Dominic Hennessy — Tue, 12 May 2026 14:32:45 +0000

The 2026/27 tax year started on 6 April 2026. While you have until 5 April 2027 to use tax-efficient allowances and exemptions, making a plan now could be valuable. Here are four powerful reasons to consider your tax strategy for the current tax year. Avoid...

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How the value of your estate affects a key Inheritance Tax allowance

Dominic Hennessy — Tue, 12 May 2026 14:29:17 +0000

Inheritance Tax (IHT) is a growing concern for many people in the UK, with increasing numbers of estates facing a rising tax liability. Each year, the amount of IHT paid to HMRC is increasing. By 2030/31, the Office for Budget Responsibility (February 2026) forecasts that...

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Wealth v strategy: Why a financial plan is essential

Dominic Hennessy — Tue, 12 May 2026 14:26:50 +0000

Building wealth without a financial plan may be like searching for a destination without a map. You might miss the most efficient route, take an unnecessary detour, or miss your intended target altogether. A clear plan could be essential for helping you reach your goals....

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How to manage lifestyle inflation to keep your long-term goals on track

Dominic Hennessy — Tue, 12 May 2026 14:20:25 +0000

Like inflation, lifestyle inflation could affect your finances, and you might not be aware of the effects straightaway. Find out how it might impede your ability to reach your goals and some ways to manage it. Lifestyle inflation refers to the tendency for spending to...

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Why doing nothing might be the hardest investment strategy to follow

Dominic Hennessy — Tue, 12 May 2026 14:08:09 +0000

Once you have made an investment strategy, often doing nothing is the best course of action. Yet, it’s an approach that might be more difficult to stick to than you expect. Investment markets often experience volatility, which could tempt investors to make decisions based on...

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4 ways you could pass on wealth and protect your chosen family

Dominic Hennessy — Mon, 13 Apr 2026 14:09:51 +0000

Estate planning isn’t always as straightforward as leaving everything to a spouse or direct descendant. In fact, many people in the UK are opting to leave some or all of their wealth to their “chosen family”. Research cited by Today’s Wills and Probate (29 January...

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5 ways a cashflow model could support your estate plan

Dominic Hennessy — Mon, 13 Apr 2026 14:08:13 +0000

Deciding how you’d like your assets to be managed later in life and after you pass away may be intimidating. However, a cashflow model could help you answer both financial and emotional questions, so you’re in a better position to tackle your estate plan. According...

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The importance of managing your pension withdrawals to protect your retirement lifestyle

Dominic Hennessy — Mon, 13 Apr 2026 14:05:51 +0000

Managing your pension doesn’t stop once you retire and start to draw an income from it. In fact, your pension still needs careful attention in retirement – just as much as when you were contributing – to ensure you don’t deplete it too quickly. Research...

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Should you delay your State Pension? The pros and cons explained

Dominic Hennessy — Mon, 13 Apr 2026 14:03:22 +0000

Thousands of people delay claiming their State Pension every year. There are some potential benefits, including managing their tax liability, but there are also drawbacks that are important to consider. The State Pension is a regular government payment you may receive from when you reach...

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