Trusts are not regulated by the Financial Conduct Authority. 

When it comes to claiming on a policy – you’d want to ensure that things are structured correctly. Our expertise and knowledge will ensure this is addressed at policy inception with you and reviewed on your request or as a part of our wealth management process.

Our premise is to ensure the right money is paid to the right people at the right time. That’s three important points. Having a policy alone can ensure the former – we will work with you to pull together all three points. On claim – leave everything to us.

So we will ask you to consider setting up the appropriate trust for their cover. Knowing what trusts to use – discretionary, fixed, whole-scheme, split, bare – is key to ensuring your loved ones get every penny of what they need.

Trusts are also needed to ensure pay-outs remain outside of your estate for inheritance tax purposes, otherwise your family might not receive the full amount they’re due. Fortunately our advisers are experts in both insurance and trusts meaning that when it comes to providing for those that you love, you can have peace of mind that the safety net you have provided will be there.

Contact us today to plan your Trust