A quick note on this a few days after the news that Santander are now insisting that all mortgages with loan to values over 50% are set up on a capital repayment basis (i.e. no interest only).This news signals either a dramatic worsening of lending...
I have been delighted to use The Mortgage Works (TMW) Light Refurbishment product for Buy to Let. Whilst it has been on the market for a number of months, I have just had reason to use it for the first time. And what a great...
Great news – for the banks.As they start to publish their figures for the first half of 2010 it seems they are all back in the black. The upcry this week will be over the fact this is simply not being passed onto businesses or...
This is the week that 90% of mortgage brokers and advisers have been waiting for. That’s right on Thursday morning GCSE results will be published ending a summer of nerves and anguish.As anyone who has visited an estate agent or a high street bank will...
I saw my Business Development Manager today and this is what he told me.They are very proud of this too! However we thought perhaps a 100% on life insurance might be more appropriate? It turns out that the 3% they didn’t pay out doesn’t have...
Bank of England Base Rate is at its lowest level for 400 years.Amazingly we received a call from a client last week who is now paying more for her cleaner than her mortgage! This is a great story but perhaps also a great demonstration of...