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A few surveys on the state of the UK mortgage market provide some hope for those looking to borrow at the moment.According to E.Serv, the chartered surveyors, lending for house purchases has hit an 11 month high in November. Another survey by the Building Society...
From time to time you discover something new. This week we learnt two facts that have been effecting and will effect mortgage processing in the future.Firstly – the information that Credit Agencies can disclose to lenders is about to change. To date (as far as...
One of the side effects of an exciting recession is the plethora of government reports and inquiries into our misdeeds. Isn’t it amazing how much naughtiness everyone can get away with in the good times only for it all to catch up with up later?MPs,...
According to this weekends FT, banks are now labelling as many as 2 million home owners as ‘mortgage prisoners’.Buyers who purchased a property during the mid-2000′s when high loan to value mortgages were offered to borrowers with minimal credit histories, are unable to refinance their...
Diligent, helpful and proactive. That’s what you know us as and don’t deny it. So imagine our frustration and dismay last Friday morning when we couldn’t get hold of one of our main London property owners. This deal had a few hours to go through,...