Pensions : Consolidate & Accumulate

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. 

Tax treatment varies according to individual circumstances and is subject to change.

New clients with numerous pension arrangements can feel overwhelmed, rarely look at the paperwork and yet they feel that they are missing out on opportunities especially when they hear what is going on around them.  We really enjoy working on pension planning with our clients, talk a language that you can understand and leave you feeling much more positive about your financial future.

We’ll undertake a process with you that includes:

  • Reviewing your pension charges
  • Looking at historic fund performance and the risk you have taken
  • Providing a retirement shortfall analysis
  • Recommending and implementing consolidation where appropriate
  • Undertaking a profiles risk approach
  • Selecting suitable, high grade funds
  • Enabling pension freedoms
  • Setting up a review process
  • Assessing and addressing shortfalls over time

Contact us today to discuss consolidating your pension