Insurance Services

There are many aspects that need to be considered when arranging trusts or writing a will, we can help give you the professional advice you need.

Will Writing & Trusts are not regulated by the Financial Conduct Authority.

LIFE INSURANCE

It is easiest to think ‘it will never happen to me’, when it comes to insurance. Any form of further investigation leads to considerably uncomfortable thoughts of ill health, death with the emotional and financial consequences.

FAMILY INCOME BENEFIT

Most people consider life insurance seriously when they buy a home. When buying a home and taking out a mortgage, it is prudent idea to make sure the mortgage is paid off should the worst happen. Usually this is achieved through either a level term or decreasing term life insurance policy.

CRITICAL ILLNESS COVER

We never think a critical illness like cancer, a heart attack or a stroke is going to happen to us, especially when we feel fit and healthy. Yet 1 in 2 people born after 1960 in the UK will be diagnosed with some form of cancer during their lifetime (Cancer Research UK, 2016). If you are unable to work due to a devastating illness, ensuring your mortgage can be paid and your loved ones looked after can put your finances at stretch.

INCOME PROTECTION

How would you pay the bills if you were sick, accidentally injured and couldn’t work, or were made redundant? When the unexpected happens, we know that what matters is peace of mind from a policy you can trust. Income Protection cover is straightforward, simple to arrange and tailored to your needs.

TRUSTS

When it comes to claiming on a policy – you’d want to ensure that things are structured correctly. Our expertise and knowledge will ensure this is addressed at policy inception with you and reviewed on your request or as a part of our wealth management process.

BUILDING & CONTENTS

It’s our job to ensure your home and most valuable possessions are protected. For us, quality insurance goes above and beyond numbers and figures – it’s about having peace of mind. We know how traumatic it can be having your family home flooded, roof collapsed or finding out that you’ve been burgled. That’s why attention to detail is paramount and we ensure your cover really does what it needs to.

ANCILLIARIES

Receiving bad medical news that either yourself or a family member has been diagnosed with a life threatening or changing illness can take a huge emotional and financial toll. Often the treatment for such illnesses can be an ordeal in themselves. Should the worst happen, having peace of mind for your family goes above and beyond money and finances. The level of care and medical attention that you will receive can be dictated by your access to levels of treatment and specialist pracitioners.