JUFS – Mortgage Broker London https://jufs.co.uk/ Financial Planners | London Mortgage Brokers Wed, 12 Aug 2026 14:08:32 +0000 en-GB hourly 1 Do you need to find the next big investment winner to succeed? https://jufs.co.uk/do-you-need-to-find-the-next-big-investment-winner-to-succeed/ Tue, 11 Aug 2026 13:16:43 +0000 https://jufs.co.uk/?p=17554 Some shares deliver huge returns in a relatively short period. Yet, finding the next big investment winner isn’t the most reliable way to succeed. Instead, spreading your investments could work in your favour.  When an investment soars, it can make for great headlines. Take technology...

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]]> Explained: When Inheritance Tax could apply to gifts https://jufs.co.uk/explained-when-inheritance-tax-could-apply-to-gifts/ Tue, 11 Aug 2026 13:11:30 +0000 https://jufs.co.uk/?p=17552 Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Indeed, according to Paragon Bank (31 July 2025), 1 in 5 savers aged over 65 are passing on cash for this reason.  Yet, gifting doesn’t always mean...

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]]> Why updating your cashflow model is essential for staying on track https://jufs.co.uk/why-updating-your-cashflow-model-is-essential-for-staying-on-track/ Tue, 11 Aug 2026 11:53:41 +0000 https://jufs.co.uk/?p=17548 A cashflow model isn’t a one-off exercise. If you want to use it to inform your financial decisions, regular updates are essential. A cashflow model is a visual representation of your wealth and how it might change in the future. While the result cannot be...

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]]> The psychology behind investment mistakes https://jufs.co.uk/the-psychology-behind-investment-mistakes/ Tue, 11 Aug 2026 11:40:34 +0000 https://jufs.co.uk/?p=17542 Have you ever made an investment mistake? Looking back at what led to the mistake could help you identify potential triggers that might prevent you from repeating the error.  When you first think about why an investment decision was “bad”, the lower-than-expected investment returns may...

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]]> How much is enough? https://jufs.co.uk/how-much-is-enough/ Tue, 11 Aug 2026 11:37:56 +0000 https://jufs.co.uk/?p=17540 It sounds like a financial question. How much do I need to retire? How much should I keep in cash? How much can I safely spend? Financial planning can help answer these — it can model future spending, test difficult scenarios, and show whether a...

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]]> When your home starts owning you https://jufs.co.uk/when-your-home-starts-owning-you/ Tue, 11 Aug 2026 11:31:04 +0000 https://jufs.co.uk/?p=17538 A good home can make life enormously better — security, comfort, space, a place for family life to unfold. Spending on a home you love is not automatically indulgent, and a larger, more expensive property is not necessarily a financial mistake. Sometimes it’s exactly the...

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]]> Life insurance v family income benefit: Which is right for your family? https://jufs.co.uk/life-insurance-v-family-income-benefit-which-is-right-for-your-family/ Fri, 24 Jul 2026 09:42:35 +0000 https://jufs.co.uk/?p=17523 You no doubt want to protect your loved ones against life’s twists and turns. For many families, that includes shielding their finances from the worst-case scenario – the loss of a family member. While suitable financial protection could provide a reassuring safety net, the options...

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]]> Investing is a skill: How to build confidence and positive habits https://jufs.co.uk/investing-is-a-skill-how-to-build-confidence-and-positive-habits/ Fri, 24 Jul 2026 09:40:35 +0000 https://jufs.co.uk/?p=17520 How do you become a better investor? It’s a skill, and like any other skill, it can be improved by forming positive habits and expanding your knowledge. Yet, many people think successful investors are born with the skills they need. According to an Aviva survey...

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]]> 4 practical reasons to regularly contribute to your child’s pension https://jufs.co.uk/4-practical-reasons-to-regularly-contribute-to-your-childs-pension/ Fri, 24 Jul 2026 09:38:16 +0000 https://jufs.co.uk/?p=17518 In a bid to pass more wealth to their loved ones, a growing number of families are opening pensions for their children. Whether your child is still in nursery or already working their way up the career ladder, there could be benefits to making pension...

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]]> How a cashflow model could provide clarity about your retirement income https://jufs.co.uk/how-a-cashflow-model-could-provide-clarity-about-your-retirement-income/ Fri, 24 Jul 2026 09:31:27 +0000 https://jufs.co.uk/?p=17510 Having a reliable income in retirement could give you the freedom to create a lifestyle you enjoy and achieve those bucket-list goals you’ve dreamed about for years.  In a 2023 survey by Legal & General, 94% of UK adults said their most important retirement dream...

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