Mortgages

Income From Your Pension The introduction of pension freedoms has been a huge enabler for over-55s, allowing millions to draw income from their pensions flexibly. Pension freedoms offer the opportunity to transition into retirement by continuing to work with reduced hours beyond traditional retirement age.This emerging trend enables you...

This has changed enormously and is a major lending growth area.Can I get a mortgage once I’ve retired?Possibly, yes. Although it's true that mortgages in later life are more difficult to obtain, the problem tends not to be affordability. The problem is that many lenders...

Uncertainty on future interest rates with a 2-year fixed-rate loan is particularly acute right now as borrowers will need to re-mortgage just as the “divorce” from the European Union is completed.Other factors affecting interest rates include inflation -  they normally move up as inflation moves...