Calculating the value of financial advice Quantifying the value of financial advice has always been a challenge because people who receive financial advice have different characteristics to those who do not.But what if it was now possible to quantify the value of financial advice and isolate...
London Financial Services - Pensions and Wealth Planning Every journey starts with a destinationLooking at the bigger picture for your wealth and securityEvery plan starts with a goal, just like every journey starts with a destination. Planning your financial future is not only important for your...
Income From Your Pension The introduction of pension freedoms has been a huge enabler for over-55s, allowing millions to draw income from their pensions flexibly. Pension freedoms offer the opportunity to transition into retirement by continuing to work with reduced hours beyond traditional retirement age.This emerging trend enables you...
Well We Try - It's Terrifically Confusing!For anyone purchasing their first home, Stamp duty land tax (SDLT) is paid on all purchases above £125,000 on a sliding scale.Since April 2016 anyone purchasing a property in addition to their main home has been subject to the...
Looking to the future, increasing longevity means that the over-55 population is expected to grow by a third in the next 20 years. So, by 2036 the figure could increase to £1.9 trillion, not including likely house price inflation. Small wonder then that retirement homebuilders,...
Writing a will is vital in ensuring that your wishes are carried out as you want them to be; and yet, many people in the UK are without one. Here are 6 reasons why you shouldn’t put off writing a will any longer.Will writing is...
As the USA (still by far the world’s largest economy) emerges from recession with consistent good economic data, we should be set fair for improving conditions. It led us into the Credit Crunch…it should lead us out…But sadly our banks are tied up with this...
As a mortgage broker in London, we’re seeing a lot of clients asking us about Buy to Let mortgages across the city, looking to tap into the capital growth that’s returned to the property market. We’ve drawn up an example to show why these investments...
Expat Mortgages. Innovative Bridging Finance. Lending on student properties. Specialist criteria for the self employed and for contractor mortgages.It might seem surprising, but high street banks aren’t often keen to welcome customers from these lucrative markets.The scale of deposits available to major plc lenders, combined...
Feeding time at the bi-annual budget speech was in full force today. We got fed up pretty quickly of George’s often repeated clichés about ‘walking tall’, ‘work hard, save hard’ and the dreadfully cheesy ‘all in this together.’So we thought we’d look a little deeper than...