Author: Nigel

Average life expectancy has generally been increasing, and for the ‘sandwich’ generation, saving for their retirement is clearly a big concern – and with plans to contribute financially to support their children and parents, it’s perhaps no wonder.In a survey from the Association of Investment...

Taking control over where your money is invested tax-efficiently  A new tax year is nearly upon us – and that means, for all diligent savers and investors, you should make sure that you take full advantage of your current Individual Savings Account (ISA) tax-efficient allowance.An ISA...

Lack of pension knowledge among UK adultsThe UK’s middle-aged workers could be sleepwalking into retirement poverty. Four in ten people aged between 40 and 65 cannot accurately estimate their total pension savings for retirement.Just over a third of 60 to 65-year-olds who took part in...

This has changed enormously and is a major lending growth area.Can I get a mortgage once I’ve retired?Possibly, yes. Although it's true that mortgages in later life are more difficult to obtain, the problem tends not to be affordability. The problem is that many lenders...

What power those who want to change the status quo? Homeowners, businesses, Banks and all lenders, big building firms, politicians have huge (combined) vested interest in a solid housing market, with little occasional volatility (creating buying opportunities) and increasing prices. First time buyers, the disgruntled and political revolutionaries want...