On 5 April 2026, the current tax year will end, and the new one will start the following day. Making a note of the deadline in your calendar could help you make the most of tax breaks as part of your financial plan.Here’s why the...
If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private pension.Fortunately, there are plenty of tax efficiencies when you save your wealth into a pension.Indeed, any investment returns generated within your fund are...
Despite ups and downs throughout the year, 2025 proved to be a great year for the FTSE 100 – an index of the 100 largest companies listed on the London Stock Exchange.According to the Guardian (31 December 2025), the FTSE 100 increased in value by...
There’s more to being a successful investor than following the latest market trends and tips. Setting out a strategy that’s right for you could allow you to balance risk against your goals.Last month, you read about the importance of defining what success means for you....
Language is powerful. The words you use to describe different scenarios can change how you perceive events, and the language used for retirement could lead to a pessimistic outlook.Writing in an article for Saga (21 October 2025), lexicographer Susie Dent explains that in English, “retire”...
Every investor wants to be successful. Over the next few months, you can read about ways to improve your investment strategy.Defining success against the performance of others can encourage a short-term mindsetWhat “success” means when investing is different for everyone, and defining what it means...
A third of people don’t know how much they need to contribute to their pensions every year to create a comfortable retirement, according to a MoneyAge article (11 November 2025).Striking the right balance with pension contributions is important. Contribute too little, and you could leave...
In the Autumn Budget 2025, the chancellor announced that Inheritance Tax (IHT) thresholds would remain frozen for a further year, until 2031.Upcoming changes will also see unused pensions included in an estate for IHT purposes for the first time from April 2027.These measures could see...
When chancellor Rachel Reeves delivered the Budget in November 2025, you might have breathed a sigh of relief that Income Tax rates weren’t increasing. However, fiscal drag could still harm your finances over the long term.Fiscal drag occurs when tax thresholds aren’t increased in line...
After much speculation that the chancellor would announce an additional property tax, the new “mansion tax” was unveiled during the November 2025 Budget. Read on to find out whether it’ll affect you, and how the new tax works.The mansion tax will apply to properties worth...