Language is powerful. The words you use to describe different scenarios can change how you perceive events, and the language used for retirement could lead to a pessimistic outlook.Writing in an article for Saga (21 October 2025), lexicographer Susie Dent explains that in English, “retire”...
Every investor wants to be successful. Over the next few months, you can read about ways to improve your investment strategy.Defining success against the performance of others can encourage a short-term mindsetWhat “success” means when investing is different for everyone, and defining what it means...
A third of people don’t know how much they need to contribute to their pensions every year to create a comfortable retirement, according to a MoneyAge article (11 November 2025).Striking the right balance with pension contributions is important. Contribute too little, and you could leave...
In the Autumn Budget 2025, the chancellor announced that Inheritance Tax (IHT) thresholds would remain frozen for a further year, until 2031.Upcoming changes will also see unused pensions included in an estate for IHT purposes for the first time from April 2027.These measures could see...
When chancellor Rachel Reeves delivered the Budget in November 2025, you might have breathed a sigh of relief that Income Tax rates weren’t increasing. However, fiscal drag could still harm your finances over the long term.Fiscal drag occurs when tax thresholds aren’t increased in line...
After much speculation that the chancellor would announce an additional property tax, the new “mansion tax” was unveiled during the November 2025 Budget. Read on to find out whether it’ll affect you, and how the new tax works.The mansion tax will apply to properties worth...
Average life expectancy has generally been increasing, and for the ‘sandwich’ generation, saving for their retirement is clearly a big concern – and with plans to contribute financially to support their children and parents, it’s perhaps no wonder.In a survey from the Association of Investment...
London Mortage Company JUFS Offers Advice That again has been overtaken by the diminishing appetite of our advisors for shouting at mortgage lenders - best get it right first time, or indeed the lenders ability to understand English! However all these are but nought in comparison...
Taking control over where your money is invested tax-efficiently A new tax year is nearly upon us – and that means, for all diligent savers and investors, you should make sure that you take full advantage of your current Individual Savings Account (ISA) tax-efficient allowance.An ISA...
Lack of pension knowledge among UK adultsThe UK’s middle-aged workers could be sleepwalking into retirement poverty. Four in ten people aged between 40 and 65 cannot accurately estimate their total pension savings for retirement.Just over a third of 60 to 65-year-olds who took part in...