For many young people in the UK, the dream of buying a home can seem unattainable.Indeed, with the cost of living rising and average house prices surpassing £300,000 for the first time in January 2026, as BBC News (6 February 2026) reports, many are struggling...
An estimated 1.8 million fixed-rate mortgages will end in 2026, according to UK Finance (15 December 2025).If you’re among the homeowners whose deal will end in the coming months, read on to find out why you should be proactive, what your options are, and what...
The amount of Capital Gains Tax (CGT) investors collectively pay is set to soar over the next six years.According to a Telegraph article (11 December 2025), the Office for Budget Responsibility (OBR) has adjusted its estimate for how much will be raised through taxes, including...
Next year, a significant change to how pensions are treated when calculating Inheritance Tax (IHT) could mean more families become liable for the tax. Here’s what you need to know to understand if your estate could be affected and how you might mitigate a potential...
Financial shocks can have a devastating effect on your short- and long-term finances. While you can’t remove the unexpected from your life, it is possible to be prepared, and a cashflow model could help you identify how.A cashflow model could help you visualise changes to...
Once you’ve set out your investment goal and strategy, what comes next? Often, it’s time to test an important investment skill – your patience.The average investor might benefit from a long-term approachWhen you think about the most important skills in investing, you might consider...
Geopolitical tensions and threats of trade tariffs continued to impact global investment markets at the start of 2026. Read on to find out what factors may have affected your investments at the start of 2026.Markets experienced highs, but geopolitical tensions continue to cause volatilityOn...
Financial literacy was first introduced into the national curriculum back in 2014, aimed at children aged between 11 and 16.However, the delivery was inconsistent, as the requirement wasn’t mandatory across all schools.Now, as part of a curriculum assessment, a stronger approach to financial literacy lessons...
On 5 April 2026, the current tax year will end, and the new one will start the following day. Making a note of the deadline in your calendar could help you make the most of tax breaks as part of your financial plan.Here’s why the...
If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private pension.Fortunately, there are plenty of tax efficiencies when you save your wealth into a pension.Indeed, any investment returns generated within your fund are...