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The lack of funding in the mortgage market has opened up new ways for new players to enter the world of mortgage lending.Sir Callum McCarthy, former chairman of the FSA, is heading up a new lender, Castle Trust. The firm will offer partnership mortgages. They...

Banks are very keen these days to promote the concept of “loyalty”. A recent development has been the launch of lower rates for customers with existing bank accounts. Funnily enough though, normally a “loyalty deal” can be beaten by just shopping around the mortgage market.Really...